student insurance in Sweden

If you register as a social insurance office in your home country and acquire a European Health Insurance card, you will have access to essential health care in Sweden if you are a citizen of any Nordic, EU/EAA, or Swiss nation. Request a form E128 or E111 if your nation does not yet issue European Health Insurance cards. This form will allow you to pay the standard patient charge in the same way as Swedish citizens do.

You will need to organize your own insurance coverage if you do not register with your social insurance company in your home country, which is also best done in your home country. Make sure you have some form of coverage, regardless of how you go about it; medical bills may quickly build up without it.

You are entitled to the same health benefits as Swedish citizens if you are an international student studying in Sweden for more than a year. When you arrive in Sweden, you must first register with your local tax office and then receive a personal identity number (or “personnummer” in Swedish). The application process may take some time, but be assured that you will be completely covered if you require medical treatment while your application is being processed. If you require medical help but haven’t received your “personnummer,” you’ll need to establish that you’ve applied for a social security number and civil registration.

You will not be able to receive a personal identity number and will not have automatic access to health care if you are an international student studying in Sweden for less than a year. Many Swedish universities and colleges, however, give coverage to their students through Kammarkollegiet’s FAS plan, so check with the university where you’ve been admitted seeing if they offer this plan.