student insurance In England

All legal inhabitants are covered by the National Health System (NHS), regardless of nationality, visa status, or tax or insurance contributions. As a result, overseas students in the United Kingdom can use the NHS in the same way that British citizens can.

International students, on the other hand, will have to pay a fee when applying for a UK student visa to register with the NHS. As an international student, here’s everything you need to know about the UK’s healthcare system.

International students in the United Kingdom are not required to obtain a private health insurance policy, either while applying for a visa or when enrolling. Private insurance is available if you want to receive medical treatment in private clinics or hospitals in the United Kingdom, although it is not required. The National Health Service (NHS) covers the majority of your needs and is used by the vast majority of British citizens and residents.

Health insurance for international students in the UK costs £470 per year. When you apply for a student visa, you must pay an Immigration Health Surcharge (IHS), which must be paid in addition to the visa price. You must also pay an IHS for each dependent who will be accompanying you, if any.

The Immigration Health Surcharge (IHS) is a tax that all newcomers to the UK must pay in order to get NHS benefits. If your course is less than six months in length, the fee is simply £235.

You will be registered with the NHS once you have paid the Immigration Health Surcharge, and you will be able to access national-level healthcare during your studies. You do not have to pay anything for the following services if you use the NHS:

• Consulting with your doctor or visiting a walk-in clinic.
• Hospital treatment after an emergency (A&E).
• Treatment for minor-injury treatment in a public clinic.
• Consultation or treatment with a specialist when referred by your GP.
• Contraception

The NHS, in most cases, does not cover the cost of the following:

• Prescription medication.
• Dental care.
• Eye care, such as sight tests, glasses or contact lenses.
• Wigs and fabric support.

After arriving in the UK, you must register with a local General Practitioner (GP) clinic, which is the first place you must head to seek medical treatment or consultation.